The Executive Team

The Occupant Shield Team has successfully served the property management industry for many years. We pride ourselves on our ability to assess your needs and provide customized solutions to increase your profitability while reducing your risk. Our comprehensive coverage and state-of-the-art web based tracking platform is second to none.

Krista Mowad, Managing Partner

Krista has extensive experience working with property managers and owners to find the best solutions to meet their unique needs. Her strong background in finance allows her to work with her clients on improving overall profitability while reducing liability. She has a proven track record of client satisfaction, customized solutions, and longevity of client relations.


Gary Busel, Partner

Gary has a strong background in economics, asset management, and finance. He brings a wealth of experience to the Occupant Shield team, and his knowledge of the property management industry uniquely qualifies him to understand the needs of property owners and managers. Gary’s expertise in financial management allows him to work with owners and mangers and create solutions to increase their net operating income.



Chris Byrne, Senior Vice President Business Development

Chris is a seasoned executive who has held senior positions in the finance, information services, and insurance industries. Chris brings his vast experience to the Occupant Shield team and leads our Business Development Department. He is a strategic leader adept at problem solving, financial analysis, and innovation.


Jennifer Pruchnicki, Director of Account Management

Jennifer has a background in sales and management and is also a licensed producer. In her role as Director of Account Management, she provides daily hands-on service to clients both large and small by offering timely and creative solutions to meet specific needs. Her unique approach to account management has proven successful in developing long-term relationships with property managers throughout a nationwide portfolio.

Jennifer Pruchnicki


The information provided is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site or on this material alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.