Cambridge commercial property insurance

Commercial Insurance

Apartment building insurance is necessary to protect the property owner from loss revenue due to damages, liability claims, loss of property, worker’s compensation claims, and loss of rental income.

Our competitively priced commercial insurance products will provide you with customized coverage so you can have peace of mind when renting your property. Our products include:

Building and Property Damage Insurance: provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance.

General Liability Insurance: provides protection from the risks of liabilities imposed by lawsuits and similar claims. Liability insurance is designed to offer specific protection against third party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract.

Property Manager Professional Liability Insurance: protects professional individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder.

Worker’s Compensation Insurance: provides wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

Commercial Umbrella Insurance: insurance coverage that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. Protects against catastrophic losses.

Call 1-888-209-2023 today and find out how we can protect you.

The Total Solution

Occupant Shield helps our business partners to meet their insurance goals and increase their profitability by decreasing losses due to resident negligence. Our commercial property insurance can reduce your commercial premiums with a multi-line discount that will further increase profitability.

Occupant Shield also increases overall profitability through Renters Plus by significantly decreasing move-in costs for prospective residents, while still retaining financial protection from damage or revenue losses typically covered under a traditional refundable security deposit.

The information provided is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site or on this material alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.